Travel Health Insurance – Patriot Travel Policy
August 19th, 2009 by Ray Sandeo, under Travel and Leisure. No Comments
Patriot Trip – Travel insurance caters to the unforeseen circumstances due to which your trip could get canceled in the middle. This trip cancellation insurance reimburses the costs incurred for travel like reservations, personal baggage loss, emergency reunion, travel delays, repatriation of mortal remains in case of accidental death and emergency evacuation in addition to medical expenses incurred due to certain unavoidable exigencies including dental emergencies.
The travel medical insurance plan can be purchased if you are planning a vacation, especially in a group or with a family. In case the trip gets canceled, you can recover the un-utilized payments or deposits which are non-refundable.
This travel health insurance policy is eligible for those travelers incurring expenses of minimum $500 for the trip which does not exceed 30 consecutive days and the destination is situated at least 120 miles away from the starting point.
Once the completed application form is submitted by the traveler along with the necessary payment, the trip cancellation benefit becomes effective from midnight. The travel medical insurance policy becomes valid right from the date you depart for the travel.
The Patriot Trip – Travel insurance would end upon the date of return of the insured from the trip, or the planned return date in case of no interruption or cancellation, or end of coverage period as indicated in the policy or cancellation of the planned trip that is covered (whichever is earliest).
Travel insurance policies typically do provide a period of time within which a full refund is possible. If you cancel the Patriot Trip – Travel insurance plan and return the certification within 10 days of receiving the policy, you would be eligible for a full refund provided you have not departed before these 10 days or filed any claims under the insurance plan.
The premium rates of this travel insurance online plan is calculated based on various factors like age of the individual and other members who are a part of the insurance plan and also cost of the planned trip
Medical insurance for travelers usually has a clause regarding coverage for pre-existing conditions. The clause which excludes pre-existing medical conditions from Patriot Trip – Travel insurance coverage is waived in case you are less than 70 years of age and you purchase the trip cancellation insurance within just 2 weeks (14 days) of paying the initial deposit to your travel agent for the trip and also all the insured individuals are medically fit to travel on the date of purchase of the coverage.
